If you have accepted on your Financial Aid Notification (FAN) a Federal Direct Subsidized Loan and/or Federal Direct Unsubsidized Loan:
1. Take the federally required entrance loan counseling through iGrad (If already completed, please disregard and go to step 2.)
a. Go to the Debt Management page to begin your Undergraduate ENTRANCE Loan Counseling by visiting Debt Management here
2. E-Sign your Federal Direct Loan Master Promissory Note (MPN) by going to studentloans.gov (If already completed, please disregard.)
a. Once signed, this promissory note will be open for 10 years. You will not be required to sign one of these again until it expires or is closed.
If you have accepted on your Financial Aid Notification (FAN) a Federal Direct Graduate PLUS Loan:
1. Take the federally required entrance loan counseling (If already completed, please disregard and go to step 2.)
a. Go to the Debt Management page to begin your Graduate/Professional ENTRANCE Loan Counseling by clicking here
2. E-Sign your Federal Direct Graduate PLUS Master Promissory Note (MPN) by going to studentloans.gov (If already completed, please disregard.)
a. Once signed, this promissory note will be open for 10 years. You will not be required to sign one of these again until it expires or is closed.
If you have accepted on your Financial Aid Notification (FAN) your choice of any University/Health Profession/Dream Loan type offer(s):
1. Take the federally required entrance loan counseling through iGrad (If already completed, please disregard and go to step 2. Potential borrowers of any type of Dream Loan are NOT required to complete iGrad entrance loan counseling and may skip to step 2.)
a. Go to the Debt Management page to begin your ENTRANCE Loan Counseling by clicking here
2. Find the email from Heartland ECSI inviting you to complete the loan document e-sign process. It will contain your ECSI PIN. (You should have received it 1-2 business days after accepting your loan(s) on your FAN. Remember to check your spam folder!) DO NOT PROCEED UNTIL YOU HAVE RECEIVED THE EMAIL NOTICE.*
3. Authenticate on Heartland ECSI
a. To do this, you will need your legal first and last name and date of birth; your Social Security Number (when applicable). Even if authentication is not successful, continue on the Heartland ECSI site to complete all the additional action items associated with your loan(s) as listed below in step 4.
4. Once you have logged on to your Heartland ECSI account, prepare to:
a. Read the presented materials; take the required quiz(zes)
b. Provide contact and reference information
c. Print important informational pages for your record
d. Sign electronically your promissory note(s).
1. If you are NOT able to authenticate and e-sign, DO NOT PRINT THE PROMISSORY NOTE. Instead, please go to the Loan Services Office, A-227 Murphy Hall, and have your promissory printed there to ensure accuracy, uniformity and more efficient processing.
e. Print a copy of your e-signed promissory note(s) for your file. Please note that if you are under 18, you must print the loan's full promissory note, obtain a cosigner, and submit the loan document to the Loan Services Office as instructed in the note.
5. After you have read the above steps and are ready to proceed with the e-sign process, please click here